Independent Captive Insurance Underwriting and Consulting

Giving brokers and captive managers the tools and expertise to provide global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Claims Made and Occurrence Based Coverage in Captives

Choosing claims made or occurrence based coverage can have a significant impact on your captive insurance company. This choice impacts not only the way claims are handled, but also the long-term financial strategy, premium structure, and risk management philosophy of the captive. Understanding the differences between these two coverage types is essential for any organization seeking to maximize the value and control offered by a captive insurance program.

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Significant Regulatory Changes Resulting from California Wildfires

California has implemented significant regulatory changes to address its ongoing home insurance crisis, particularly in light of recent wildfires and climate change concerns. Here are the key regulatory updates:

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Recent News

5/26/2025

Claims Made and Occurrence Based Coverage in Captives

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5/26/2025

Understanding Loss Portfolio Transfers in Captive Insurance

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Expert Captive Insurance Consulting

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.

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Captive Fronting and Reinsurance

From initial education to binding coverage, we’ll help you deliver. Use our knowledge and experience to identify, underwrite, and bind AM Best rated fronting and reinsurance for your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.