Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Manuscript Policy Forms in Captives: Drafting Coverage the Commercial Market Won’t Write

One of the most underutilized advantages of a captive is the ability to issue policies on its own forms — manuscript forms drafted to address the parent's specific exposures, rather than the standardized ISO base forms and carrier-proprietary endorsements that dominate the commercial market. Commercial policies are shaped by industry-wide loss experience that may bear little resemblance to a particular parent's risk profile. The captive can do better.

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Louisiana Updates Captive Statute with CHOICES Law

Louisiana's Creating Holistic Options in Coverage for Enterprise and Self-Insurance (CHOICES) Law, represents the state's first major captive statute overhaul since 2008. By reducing capital requirements, introducing dormancy provisions, and expanding regulatory flexibility, Louisiana aims to compete with established domiciles but remains structurally disadvantaged.

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Recent News

6/17/2026

Manuscript Policy Forms in Captives: Drafting Coverage the Commercial Market Won’t Write

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6/17/2026

The Deductible Reimbursement Captive: A Starting Point for Companies Beginning to Retain Risk

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.